Corporate Payments Giant Decta Taps Stablecoins for International Treasury Flows

Decta Integrates USDC for Internal Treasury Operations

Decta, a London-based payments platform operating across 32 countries, has announced plans to integrate USDC stablecoin into its treasury settlement process. Rather than offering stablecoins to end customers, the company will use USDC through OpenPayd, a financial infrastructure provider, to facilitate international settlements between its corporate entities. This approach represents a pragmatic integration of digital assets into the operational backbone of traditional payment infrastructure, enabling faster cross-border fund transfers and more efficient liquidity allocation.

The integration addresses a key challenge for multinational payment processors: managing liquidity across multiple jurisdictions and currencies. By converting operational funds into USDC within OpenPayd’s regulated infrastructure, Decta can settle funds between entities more quickly and with reduced friction compared to traditional banking channels. Scott Dawson, CEO of Decta UK, emphasized that the company’s goal is to make financial operations faster, simpler and more resilient while maintaining the regulatory controls and compliance standards that enterprises expect from their financial service providers.

Stablecoins Enter Mainstream Financial Operations

Decta’s move exemplifies a growing trend in which established financial institutions deploy stablecoins not as consumer-facing products, but as operational tools for corporate treasury and liquidity management. According to statements shared with Cointelegraph, Lux Thiagarajah, Chief Commercial Officer at OpenPayd, explained that the arrangement allows Decta to transfer company funds into OpenPayd’s regulated environment, where over-the-counter conversion capabilities transform fiat into USDC to support operational settlements.

OpenPayd, established in 2018, specializes in building infrastructure that bridges traditional finance and digital assets. The company’s regulatory standing strengthened in June when it secured authorization under the European Union’s Markets in Crypto-Assets Regulation (MiCA), granting it permission to provide stablecoin services across the European Economic Area. OpenPayd’s client roster—including crypto trading platforms Kraken and eToro, exchange OKX, and market maker B2C2—demonstrates institutional adoption of its infrastructure.

Decta’s Expanding Role in the Stablecoin Ecosystem

This integration reflects Decta’s broader strategic interest in digital assets. In August 2024, Decta partnered with France-based Next Generation to explore the issuance of a euro-denominated stablecoin, potentially under MiCA’s regulatory framework. Since its establishment in 2015, Decta has grown to serve hundreds of business clients through offerings including payment processing, merchant acquiring, card issuing and banking services across 32 countries.

The company’s adoption of USDC for internal operations demonstrates how legacy payment platforms are quietly embedding crypto infrastructure into their systems. This infrastructure-level adoption differs from public announcements of cryptocurrency acceptance—it happens behind the scenes in settlement systems and treasury management, precisely where financial efficiency gains prove most valuable.

As enterprises embed stablecoins into core operational workflows, the institutional legitimacy of crypto assets deepens, strengthening the infrastructure that supports the entire digital asset ecosystem.

Source: Decta and OpenPayd, via Cointelegraph. Not financial advice.